Why you need a 401(k) in your 20s

If you’re a young professional, it’s likely that retirement is the last thing on your mind. With so many unknown factors in a lifetime, it is vital to start saving early for retirement.

Here are a few tips and tricks to get started:

• Remember, your 401(k) contributions aren’t included in your gross income, therefore, you are being taxed on a smaller overall income.

• When considering a job offer, always be sure to see how the company handles matching contributions.

• Invest early. If you do, you can take more risks and get a bigger return.

Learn more with John Hancock.

– Ashley Ross, Jones PR